The ADEN scheme supports job seekers in La Réunion looking to start a new business. Eligible applicants can receive a zero-interest loan of up to €8,000, repayable over a maximum of 42 months, along with two years of technical support. This aid is particularly beneficial for individuals on basic income support (RSA) and those who have been unemployed for a significant period. Note that this aid cannot be combined with other standard schemes, except for RSA beneficiaries.

Objectives

ADEN aims to assist individuals who are unemployed and seeking to create a new business. The scheme specifically supports those with viable business ideas, providing them with the necessary financial backing and technical assistance to launch their ventures successfully.

Beneficiaries

This scheme is designed for various groups, including:

• Recipients of basic income support (RSA)
• Unemployed individuals not receiving benefits, registered with Pôle Emploi for at least 6 months in the last 18 months
• Unemployed individuals over 30 receiving benefits (ARE/ASS) with an income not exceeding €10,000 per year
• Young people aged 18 to 25 facing social difficulties
• Business creators who are less than one year old and were on RSA at registration

Excluded: Individuals eligible for business creation aid from AGEFIPH.

Eligible operations

The ADEN scheme covers:

• Business creation expenses, including initial setup costs.

This aid does not cover any other types of business expenses outside the creation phase.

Eligibility conditions

Key conditions for eligibility include:

• Must be a job seeker or recipient of RSA
• Must have a viable business project
• Not eligible if receiving business creation aid from AGEFIPH

Additional support includes technical assistance for two years post-creation.

Grant amount

The scheme provides a maximum zero-interest loan of €8,000 over a period of 42 months, with the option to defer repayments. This aid cannot be combined with standard schemes like PIJ or Cap Création, except for RSA beneficiaries.