If your company is looking to acquire or construct professional real estate, Bpifrance offers a leasing solution that covers 100% of the investment, including acquisition costs. This financing option allows businesses to preserve cash flow. The lease terms range from 8 to 15 years, with flexible payment options. Companies can also receive expert advice on structuring their real estate projects.
Objectives
The Real Estate Leasing scheme is designed to finance long-term real estate projects, enabling companies to secure their investments while maintaining liquidity. Bpifrance provides expertise to help evaluate, plan, and finance these investments, whether for an operating company or a dedicated patrimonial structure. Bpifrance also offers experience on various construction aspects, such as urban planning regulations, cost evaluation, and insurance.
Beneficiaries
This scheme is available to companies (l’entreprise), including operating companies (société d’exploitation) or patrimonial structures created for the occasion.
Excluded: Specific exclusions are not mentioned, but businesses must meet general eligibility criteria.
Eligible operations
Eligible operations include:
- Acquisition of professional real estate
- Construction projects for business premises
Not covered: The scheme does not specify exclusions, but it is primarily focused on long-term real estate investments.
Eligibility conditions
Key eligibility conditions include:
- Financing periods ranging from 8 to 15 years.
- Flexible rental payment terms (constant, decreasing, etc.).
Grant amount
Bpifrance’s leasing covers 100% of the real estate investment, including associated acquisition costs. The financing period ranges from 8 to 15 years, with flexible rental payment terms. This scheme can also incorporate local authority grants, enhancing the overall financial support available for your project. Bpifrance also proposes different financing formulas in partnership with the company’s bank and local authorities, such as co-leasing or intervention in risk and/or risk and treasury of the banker.
Can I combine Real Estate Leasing with other financing options?
Yes, BPI France’s leasing can be combined with local authority grants and other financing solutions to enhance your project’s funding. Check with your bank for specific options.
How long does it take to get approval for Real Estate Leasing?
The approval time for Real Estate Leasing can typically range from a few weeks to several months, depending on the project’s complexity and the thoroughness of your application. To get a more precise estimate tailored to your specific situation, it’s best to reach out directly to Bpifrance for guidance and support.teness of your application. Contact BPI France for a more accurate estimate.
Is my small business eligible for Real Estate Leasing?
Yes, as long as your business meets the general criteria, including being a registered entity looking to acquire or construct professional real estate.
What happens if I want to exit the lease early?
You can exit the lease after a minimum rental period, allowing flexibility in your financial planning. Ensure to review the specific terms outlined in your contract.
Does Real Estate Leasing cover construction costs?
Yes, the leasing covers 100% of the real estate investment, including costs related to construction and acquisition.